Buy Your First Home With Only 3.5% Down!

Fill out our FHA Pre-Qualification Quiz

and get Pre-Qualified in Minutes!

What to Expect

Best Market Rates

We work hard to secure the lowest rates available, giving you the most competitive mortgage options.

Expert Guidance

Get personalized mortgage solutions tailored to your financial needs, making the process smooth and stress-free.

Exclusive Low Down Payment

Qualify for down payments as low as 3.5%, making home ownership more affordable with the best terms.

★★★★★

I really enjoyed working with Brad and his team. They helped guide us through the mortgage process and explain everything about an FHA loan in a way that we could understand. Buying a house can be complicated, but with Brad's help we now have our first home!

- S Mather

★★★★★

FHA made our dream of homeownership possible. We explained to Brad at CTC Mortgage that we didn’t have 20% down for a conventional loan. He showed us that the FHA down payment was only 3.5% which was within reach. Not only was the down payment affordable, but we also locked in a low interest rate and a monthly payment that was less than we were paying for rent!

- L Pullen

★★★★★

A friend referred me to Brad Cochran after hearing what a terrible experience I was having with my primary bank. I was very impressed at how smoothly everything went. He was able to get our FHA loan approved in a few days, and we were ready to close in a few weeks. I would recommend Brad to anyone looking for an FHA loan!

- T Conkel

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Meet Our Broker!

Brad Cochran is a top-tier mortgage broker known for his expertise and professionalism. With extensive experience, he’s built a reputation for delivering outstanding service to clients of all financial backgrounds.

Brad is dedicated to helping individuals and families achieve homeownership. He listens closely to clients’ needs, providing customized solutions that fit their financial situations.

Leveraging his deep mortgage market knowledge and wide industry network, Brad secures the best rates and terms available. What sets Brad apart is his focus on building lasting relationships. He knows that getting a mortgage is just the beginning and is committed to guiding clients through every step of the journey.

Whether you’re a first-time buyer or an experienced investor, Brad Cochran is here to help you reach your financial goals. With a strong track record and a commitment to excellence, Brad Cochran is the trusted partner you need when navigating the mortgage process, whether buying a home or refinancing.

Fill out our Pre-Qualification Quiz

and get Pre-Qualified in Minutes!

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